Boat

Some common components of a watercraft policy are:

 Liability coverage. For bodily injury or damage to the property of others.

Physical Damage coverage. Provides protection in the event of a collision with a submerged object or another boat. 

Personal Property coverage. Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras, fishing equipment and other personal items.

Towing and Assistance coverage. To transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

There are many other options available. Your agent will help you customize a policy that's right for you.