Motorcycle
Motorcycle policies are very similar to auto policies.
Bodily Injury Liability
It pays the medical and other expenses of people injured in an accident you cause. This is required by most states.
Property Damage Liability
It covers the damage your motorcycle causes to property, usually the other vehicle involved in the accident but also any objects you may hit (fenceposts, garages, buildings...). This is also required in most states.
Uninsured/Underinsured Motorist
This pays for injuries to you if you are hit by a driver who doesn't have insurance.
Medical Payments
This coverage pays medical, and even funeral expenses for you and members of your family and passengers on your motorcycle if it is involved in a collision regardless of who caused the accident. It also covers you as a pedestrian if you are hit by a vehicle.
Collision
It covers the damage done to your motorcycle when it collides with another vehicle or an object.
Comprehensive
This covers damage to your motorcycle that results from something other than a collision, for example damage caused by vandals or a windstorm or theft.
Additional bells and whistles
Roadside Assistance
Accessory coverage --Coverage for your custom parts and accessories as well as safety equipment like helmets and riding gear.
With so many excellent programs to choose from we can help you customize a policy that's just right for you at a great price.
